Who signs the back of a check?
Who signs the back of a check? To receive the funds, the payee must sign, or endorse, the back of the check. This signature informs the financial institution that whoever signed the check is the payee and wants to accept the money.
How do banks verify checks?
Banks can verify checks by checking the funds of the account it was sent from. It's worth noting that a bank will not verify your check before it processes it, meaning you may face fees for trying to cash a bad check. The bank checks if there are funds in the account, and if not, the check bounces.