When should I file a travel insurance claim?


When should I file a travel insurance claim? For most travel insurance plans, you must file your claim within 90 days of the incident, also known as the timely filing limit. Submitting your claim outside the timely filing limit could result in your claim being denied.


What if I have to cancel my holiday due to illness?

Cancelling a holiday due to illness You might be able to get a partial refund if you pay a cancellation fee. If your insurance specifically includes cancellation cover, you should be okay to claim, but there might be some obstacles.


What happens if you have a medical emergency abroad?

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).


Will travel insurance cover flight cancellation?

Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.