What is the minimum credit score for Amex Platinum?


What is the minimum credit score for Amex Platinum? To apply for The Platinum Card® from American Express, you need to have a good or excellent credit score. This means you need a credit score of at least 700. The average applicant has a score of 715. Although, some applicants have been approved with a credit score as low as 643.


What are the changes in AmEx Platinum 2023?

Upcoming Changes to the American Express Platinum Card The card's annual fee is set to increase from $699 to $799 (all figures in CAD) per year. If you currently have a Platinum Card, this fee will come into effect on your next card anniversary date after September 26, 2023.


Does Amex Platinum pay for itself?

NO. Based on your spending, your estimated rewards on The Platinum Card® from American Express would not make up for the annual fee. How much do you spend annually on flights and hotels in U.S. dollars booked on AmexTravel.com? It doesn't have to be exact, just give your best guess!


Is it hard to qualify for Amex Platinum?

The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715, so it's not incredibly hard to get the Amex Platinum card. However, several applicants with credit scores in the 600s have also been approved, even as low as 643.


Is 3 credit cards too many?

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.