What happens if you use a credit card without permission?
What happens if you use a credit card without permission? You are going to get charged with a felony count of grand larceny (because larceny involving a credit card is a felony), as well as (possibly) identity theft, and possession of stolen property.
What happens if you buy something with a stolen credit card?
You, the consumer, typically aren't liable for credit card fraud, but someone pays the tab. So who foots the bill when a thief uses your credit card or its number to illegally buy stuff? The short answer is it's typically the merchant where you bought something or the bank that issued the credit card.
Can they track who used my credit card?
Can You Track Someone Who Used Your Credit Card Online? No. However, if you report the fraud in a timely manner, the bank or card issuer will open an investigation. Banks have a system for investigating credit card fraud, including some standard procedures.