What happens if I don't use my Amex?
What happens if I don't use my Amex? Welcome to the Help Center For your security, if we notice that your Card hasn't been used for a long period of time, we may close your account. Please be assured that we won't close your account without warning.
Should I pay off my credit card in full or leave a small balance?
It's a good idea to pay off your credit card balance in full whenever you're able. Carrying a monthly credit card balance can cost you in interest and increase your credit utilization rate, which is one factor used to calculate your credit scores.
What happens if you have a credit card but never use it?
If you haven't used a card for a long period, it generally will not hurt your credit score. However, if a lender notices your inactivity and decides to close the account, it can cause your score to slip.