What currency do I use when using my credit card abroad?
What currency do I use when using my credit card abroad? While there are some situations where it may make sense to use DCCs, it's usually better to pay in the local currency – especially if you use a credit card that doesn't charge foreign transaction fees.
Is it a good idea to use a credit card when traveling?
Credit cards remain the best all-purpose payment method, accepted in far more places abroad than debit cards. It's also a good idea to take more than one card with you when you go away to avoid finding yourself without any resources if your card is lost, stolen or blocked.
Is it better to use a credit card or a debit card when traveling abroad?
If you are heading abroad for your trip, you will want to avoid foreign transaction fees. Although both credit and debit cards are subject to this 2-4% upcharge, getting a credit card without a foreign transaction fee is a bit easier than finding a debit card with no foreign fees.
How can I avoid transaction fees abroad?
Exchange cash before leaving the United States You can avoid all transaction fees by paying for your purchases in cash while you're abroad. Banks and currency exchange stores will exchange U.S. dollars for most major currencies, and you can do this before you leave.