What are the pros and cons of Apple Pay?

What is Apple Pay?
How to set up Apple Pay?
The main pros of Apple Pay. Apple Pay transactions are incredibly secure. You don't have to carry a physical credit or debit card with you. Using Apple Pay is free. ...
The main cons of Apple pay. It only works with iPhone 6 and above. Not universally accepted by all merchants.

What is the difference between Apple pay and Apple Wallet?

What is the difference between Apple Pay and Apple Wallet? Apple Pay is the safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.