What are the benefits of Chase Sapphire?


What are the benefits of Chase Sapphire?

The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including:
  • Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit.
  • Authorized user fee: None.
  • Foreign transaction fees: None.
  • Points transfer: 1:1? points transfer for Chase's hotel and airline partners.
  • Travel insurance:*


Why do people like Chase Sapphire Preferred?

The Chase Sapphire Preferred® Card is an excellent companion to other cards in the Chase Ultimate Rewards® family. That's because you can move points to this card from your other cards that earn Chase Ultimate Rewards®, potentially opening up more redemption options.


Is it better to use Chase Freedom or Sapphire Preferred?

If you want to use your Chase Ultimate Rewards® for cash back, the $0-annual fee Chase Freedom Flex? makes the most sense. If you want to use your points for travel, the Chase Sapphire Preferred® Card is a better choice for your wallet. But you don't necessarily have to choose one or the other.


Is Chase Sapphire Preferred hard to get?

While there is no official score required, it is generally known that the Chase Sapphire Preferred® Card requires a good credit score, which means 690 or higher. This is not a hard and fast rule, however, and those with credit scores lower than 690 could possibly get approved.


What is the new 80k bonus for Chase Sapphire Preferred?

New Sapphire Preferred cardholders can earn 80,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Plus earn a $50 statement credit on grocery purchases within your first year after account opening.


What is the 24 month rule for Chase Sapphire?

Simply put, if you've opened five or more new credit card accounts with any bank in the past 24 months, you will not likely be approved for a new Chase card. The 5/24 rule applies to almost all Chase credit cards, including popular ones like the Chase Sapphire Preferred and Chase Sapphire Reserve®.


Does Chase Sapphire have lounge access?

Lounge access with Chase Sapphire Reserve Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. Primary cardmembers and authorized users are allowed a maximum of 2 guests. For any additional guests, your card will be charged a fee per guest, per visit.


Can Chase Sapphire Preferred use airport lounges?

Does the Chase Sapphire Preferred Offer Lounge Access? You may be surprised to learn that, no, the Chase Sapphire Preferred® Card does not provide any sort of lounge membership or complimentary one-time passes, not even to any of the Chase Sapphire Lounges.