What are the benefits of a Capital One secured credit card?

Tools to help you on your credit building journey

Refundable Deposits & Upgrades. With responsible card use, you could earn back your deposit and upgrade to a standard, unsecured Platinum card. ...
No Hidden Fees. No foreign transaction fees. ...
Automatic Credit Line Reviews. ...
Credit Reporting.

Is 3 credit cards too many?

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.