Should I get an airline credit card as my first credit card?


Should I get an airline credit card as my first credit card? The bad news is that a travel credit card might not be a smart move if you've never had a credit card before. Regardless, there are some other steps you can take to start building your credit and your cache of points toward almost-free flights and hotel stays.


What is the best way to pay for travel in the UK?

Pay as you go (paying only for the journeys you make) is the easiest way to pay for travel in London. You don't have to work out the cost of your journey in advance. You can pay as you go using contactless (card or device), an Oyster card or a Visitor Oyster card.


How many airline credit cards should you have?

Having a diverse group of credit cards lets you earn different types of rewards with a wider variety of purchases. If carrying multiple airline credit cards means giving up on cards with non-travel benefits, you might want to stick with the one airline credit card.


Are airline credit cards hard to get approved for?

Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s. Cardholders earn unlimited: 3x points on Southwest® purchases. 2x points on local transit and commuting, including rideshares.


Which airline credit card is most worth it?

The Best Airline Credit Cards
  • JetBlue Plus Card: Best For JetBlue Benefits.
  • Delta SkyMiles® Platinum American Express Card: Best Mid-Priced Delta Card.
  • Southwest Rapid Rewards® Priority Credit Card: Best for Southwest Airlines Benefits.
  • Citi® / AAdvantage® Executive World Elite Mastercard®: Best For American Airlines.


What is the downside to an airline credit card?

The main negative aspect of airline credit cards is the lack of redemption options. Since you'll only earn a single frequent flyer currency, you can only redeem miles with that specific airline and its partners.