Is Amex Platinum worth it over Amex Gold?
Is Amex Platinum worth it over Amex Gold? In short, the Amex Platinum card is designed for travelers, while the Amex Gold card is better for everyday spending. For frequent travelers, the Platinum card is a clear winner.
How do I increase my Amex Platinum limit?
Request for a credit limit increase You could make the request online or over the phone by calling the customer service number on the back of your card. Keep in mind that a request could result in a hard credit inquiry, which might slightly impact your overall credit score.
Is Amex Platinum a rich card?
The American Express Platinum card caters to high-spenders who travel frequently and want a wide range of luxury travel perks and lifestyle benefits. You'll need a high income and at least good credit to qualify.
At what point is the Amex Platinum worth it?
The statement credits alone are worth over $1,400, but they are somewhat limited and don't match most cardholders' spending patterns. As long as you're able to get enough value with this card to cover the $695 annual fee, The Platinum Card® from American Express is worth considering.
Is Amex Platinum worth it 2023?
Compare Amex Platinum to other cards Amex Platinum has a higher annual fee than most credit cards, but it also offers unparalleled travel benefits and a robust rewards program. For example, your card gives you access to Delta Sky Club, The Centurion Lounge and several other airport lounge options.
Is 3 credit cards too many?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.
Does Amex Gold get you into airport lounges?
The Amex Gold card does not offer any complimentary airport lounge access. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access.