How many credit cards do you need for a trip?
How many credit cards do you need for a trip? Thinking through what to pack in your wallet can spare you some serious travel nightmares. Our advice: Pack two credit cards and grab some cash in the local currency, ideally from a bank ATM with your debit card. Don't forget to notify your credit card issuers of travel plans before you leave.
Is it OK to have 15 credit cards?
There is no right number of credit cards to own and it depends on how many you are comfortable managing. Having a few credit cards will help you reduce your utilization rate and also give lenders more credit input on you, so they can better gauge your creditworthiness.
What is the smartest way to pay for a vacation?
Like most things in life, paying cash is the simplest route. It means you'll avoid paying interest charges. Setting up a travel savings account is an ideal method for socking away money. Once your savings account is established, keep that money separate from your other accounts and don't dip into it for anything else.