How does Allianz travel protection work?


How does Allianz travel protection work? In most scenarios, travel insurance reimburses you for your covered financial losses after you file a claim and the claim is approved. Filing a claim means submitting proof of your loss to Allianz Global Assistance, so that we can verify what happened and reimburse you for your covered losses.


What can be claimed on travel insurance?

Comprehensive travel insurance The comprehensive policy usually covers delays, cancellation due to sickness or death, lost luggage and some emergency medical costs.


How long does it take Allianz to pay out?

Claim payments are issued by us right after your claim is processed: however, please note that, depending on the bank transaction timelines, the payment can take up to 10 working days to appear in your bank account.


Can I cancel my trip with Allianz?

If you cancel your trip for a Covered Reason, you must notify Allianz Global Assistance and your travel supplier(s) within 24 hours of the cancellation to qualify for full reimbursement. Allianz Global Assistance can be reached at 1-844-310-1578 for assistance with opening your claim.


Will Allianz refund my money?

For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip. Premiums are non-refundable after this period.


Does travel insurance cover if a flight is Cancelled?

Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.