How do you outsmart a scammer?
How do you outsmart a scammer? Don't give out personal information such as passwords, credit card numbers, bank account numbers, dates of birth, or Social Security numbers. Don't respond to suspected phishing emails, text messages or phone calls, even if you think it would be fun to tease or trick them. It's best to avoid responding in any way.
How do I know if I am talking to a scammer?
Contact you unexpectedly — One of the easiest ways to spot a scammer is if they contact you first. If you receive any message, phone call, or email from someone you don't know, verify they are who they say by contacting their agency or business directly.
Do banks refund scammed money?
Most banks should reimburse you if you've transferred money to someone because of a scam. This type of scam is known as an 'authorised push payment'. If you've paid by Direct Debit, you should be able to get a full refund under the Direct Debit Guarantee.