Does Texas allow you to exclude spouse on car insurance?
Does Texas allow you to exclude spouse on car insurance? Yes, if you wish to remove your spouse from your car insurance policy, you may do so. However, you're going to have to have their permission to do so, if they are also a named insured on your policy.
Do married couples have to be on each others car insurance?
Yes, you can have two separate policies. This can have its benefits in some cases. However, you will still need to be listed on each other's policies as household members/spouses but you can be excluded. Being excluded means you would not be covered under the policy at all.
What happens if driver is not listed on insurance?
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.