Does Medicare cover me on a cruise ship?


Does Medicare cover me on a cruise ship? Original Medicare (Parts A & B) may cover medically necessary health care services on a cruise ship, if the ship you're on when you receive the care is in a U.S. port or no more than 6 hours away from one when you get the services. That means the ship can be in the water, but must be within six hours of a U.S. port.


How much does it cost to be medically evacuated from a cruise ship?

For travelers going on cruises or international, we'd recommend looking at plans that offer $150,000 per person for evacuation and repatriation. The cost of getting evacuated off of a cruise ship can vary greatly depending on where you are at that particular time.


Do cruise ships have a doctor on board?

Medical staff varies by ship size, but typically ships have a doctor and at least two nurses. The world's largest cruise ships may have two doctors and five or six nurses. River ships and small ships that hover close to shore have less staff since they can easily access health facilities on land.


Can you book cruise insurance after booking?

You can purchase cruise travel insurance immediately after booking your trip until just before your departure. But the best time to take out coverage is as soon as you have made your booking. This way, you will have a longer coverage window for trip cancellation.


How much emergency medical insurance do I need for a cruise?

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.


What is the basic medical care on a cruise ship?

Our medical facilities are stocked with a variety of equipment including cardiac monitors, automated external defibrillators, ventilators, x-ray machines and processors, laboratory equipment, a formulary of acute care medications, and a variety of minor surgical and orthopedic supplies.


What happens if you have a stroke on a cruise?

Unfortunately, cruise ship passengers who suffer serious injuries or life threatening emergencies are forced to either take a helicopter trip off their cruise ship when possible, or must seek help from the medical care available on board their ship.


What happens if you have a medical emergency on a cruise?

Usually, the decision is made to disembark the patient at a location where the relevant medical facilities are available. If the necessary facilities are not available at this location or if the patient wants to get back home, an air ambulance is usually needed for medical evacuation or for medical repatriation.


How to book travel insurance for cruise?

Where to find a cruise travel insurance policy. You can buy a travel insurance policy directly from your cruise line when booking your trip, or through your travel agent (if you're using one, which often is a good idea when booking a cruise).


Does your medical insurance cover you on a cruise?

Cruise ships can treat a wide range of illnesses and injuries on board. Some onboard medical facilities look like urgent care centers, while others are more like doctor's offices. Health insurance often does not cover medical care on cruises, but travel insurance might.


Can you add cruise insurance after booking?

The short answer is: It's not too late! You absolutely can buy travel insurance after booking your trip. However, it's always best to purchase insurance as early in the process as possible. If you procrastinate, you may miss out on certain benefits.


When should I buy travel insurance for a cruise?

Buying 50 Days Before Departure Buying cruise insurance at this time also takes the “panic” factor out of your purchase. There'll be lots to think about right before you leave. Buying 50 days out means you won't be worrying about “what-if” scenarios right up to departure date.


Do you have to pay to see a doctor on a cruise ship?

Cruise ship doctors work as independent contractors and may charge a basic hourly fee. There will be additional charges for medications and tests. All must be paid for at the time of service and will be billed to your shipboard spending account.


What happens if you have a medical emergency abroad?

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).


What is included when you pay for a cruise?

As a reminder, meals in the main dining room and buffet, water and juice from buffet or pool-area dispensers, select fitness classes and use of the gym, kids and teens facilities, some onboard workshops and seminars, the main pools, most entertainment and your room are included in the price you pay for your cruise.