Does Amex do a hard pull?
Does Amex do a hard pull? Does Amex make a hard inquiry? When you apply for an American Express credit card, the bank will typically perform a hard inquiry of your credit report. However if your application is denied, it won't show as a hard pull on your credit report.
Is 3 credit cards too many?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.