Does American Express Blue Card have car rental insurance?


Does American Express Blue Card have car rental insurance? The American Express Blue Card rental car insurance covers eligible rental vehicles against damage or theft, up to a pre-determined amount. To get this benefit, you need to pay for the rental car with your American Express Blue Card and decline the rental company's insurance.


Is it cheaper to rent a car with a credit card?

No credit check: Car rental companies take on a certain amount of risk by renting vehicles, and a credit card gives them peace of mind. Your credit card may provide rental benefits: Credit card rental discounts and additional insurance protection are common perks of renting a vehicle using some major credit cards.


Why is it better to rent a car with a credit card?

If the renter used a debit card for the deposit, the rental company might find there's not enough money in the renter's bank account to cover the bill. But with a credit card, the rental company can be more confident they'll be able to take the money (as long as the card-holder's credit limit isn't exceeded).