Do you need a reason to dispute a charge?
Do you need a reason to dispute a charge? The federal Fair Credit Billing Act gives you the right to dispute a charge under certain circumstances, and many issuers make the process much easier than the law requires. But just as you shouldn't abuse a generous return policy, you shouldn't dispute credit card purchases without a legally valid reason.
Is it illegal to not give a refund UK?
You must offer a refund to customers if they've told you within 14 days of receiving their goods that they want to cancel. They have another 14 days to return the goods once they've told you.
Do banks refund scammed money?
Most banks should reimburse you if you've transferred money to someone because of a scam. This type of scam is known as an 'authorised push payment'. If you've paid by Direct Debit, you should be able to get a full refund under the Direct Debit Guarantee.