Can you prequalify for a Southwest credit card?


Can you prequalify for a Southwest credit card? Editorial and user-generated content is not provided, reviewed or endorsed by any company. The only way you can get pre-approved for a Southwest credit card is through an offer in the mail. You cannot check for pre-approval for these cards online.


Is it bad if I apply for a credit card and get denied?

Getting denied for a credit card does not affect your credit, so you don't have to worry about that. However, you might see a slight drop in your credit score due to the hard credit inquiry associated with your credit card application.


Can I use Southwest card immediately after approval?

You can use your Southwest Priority Card instantly after approval if you apply for it while booking a flight. You might also be able to add the Southwest Priority Card to a digital wallet, but it's not guaranteed.


Does the 5 24 rule apply to the Southwest credit card?

Since the card is a co-branded Chase credit card, applicants should also limit the total number of credit cards they get — Chase's 5/24 rule means that applicants who have gotten five credit cards or more in the past 24 months will automatically be rejected for a new card.


Can I get a Southwest credit card with a 600 credit score?

Generally speaking, to get approved for a Southwest Airlines credit card, you'll likely need a good to excellent credit score. This usually translates to a score in the ballpark of the upper 600s to the 700s and beyond.


Does everyone get approved for Southwest credit card?

Like other travel rewards credit cards, you'll likely need at least a good credit score to qualify for any of the Southwest Rapid Rewards cards. A good credit score, according to FICO®, is a score of 670 or above.