Can you dispute any charge?
Can you dispute any charge? The Fair Credit Billing Act of 1974 gives you the right to dispute a charge that you consider an error or fraud. You may even have recourse if you're simply dissatisfied with the product or service you bought. By taking a few key steps as you submit a dispute, you can increase your chances of getting your money back.
What qualifies for a chargeback?
Cardholders commonly use chargebacks to correct a billing error or fraudulent purchase. But according to the Fair Credit Billing Act, you can also file a chargeback if you're not satisfied with a product or service and the business or provider refuses to rectify the issue.
Do banks refund scammed money?
Most banks should reimburse you if you've transferred money to someone because of a scam. This type of scam is known as an 'authorised push payment'. If you've paid by Direct Debit, you should be able to get a full refund under the Direct Debit Guarantee.