Can someone else drive my car in Colorado?
Can someone else drive my car in Colorado? Like most other states, auto insurance in Colorado follows the insured vehicle, not the driver. This means that if you borrow someone else's vehicle and have an accident, their auto insurance comes into play. Your auto insurance policy may act as secondary coverage, depending on the details of the situation.
What happens if driver is not listed on insurance?
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.