Can I use my Amex points towards my bill?
Can I use my Amex points towards my bill? You can use Membership Rewards® points for statement credits toward eligible charges that appear in your 'Recent Activity' or 'Current Statement'.
Do you lose Amex points if you pay late?
You made a late payment If you don't pay at least the minimum amount due on your credit card statement, you will lose all of the Amex points you earned with that Amex card during that billing period. However, it is possible to retrieve points you lose this way.
Should I pay my Amex in full?
Paying your credit card balance in full and on time each month can help you optimize your credit score and avoid certain fees. You'll pay more in interest if you make only the minimum payment each month.
Is it better to redeem points for cash or travel?
Ultimately, deciding whether to redeem points rather than pay cash for travel is a personal choice. You'll get more value by using them for high-priced travel experiences. But if you're a budget traveler who just wants to save a few bucks, use your points for that economy flight or low-category hotel redemption.
What is a black card limit?
What is the spending limit on the American Express Black Card? There is no spending limit with the Amex Black Card. However, balances must be paid off in full every month.
Is it prestigious to have an AmEx card?
The American Express Platinum card is a prestigious credit card because it's a metal card meant for big spenders with good credit or better who travel often and can take advantage of generous perks.