Can I use a travel credit card for anything?


Can I use a travel credit card for anything? Generally, travel credit cards allow you to earn rewards—usually in the form of points or miles—by making everyday purchases. You can use them like you would any other credit card. Some travel credit cards may only offer rewards for certain types of purchases—like gas, groceries or dining out.


Does a travel money card affect credit score?

Unlike traditional credit cards, activity from a prepaid card is not reported to the three credit reporting agencies (Experian®, TransUnion®, and Equifax®) and will not help in establishing or maintaining your credit score.


Why use a Travelcard instead of a debit card?

Potential to avoid currency conversion fees: If you use a credit or debit card while travelling, your institution may charge you currency conversion fees for each transaction. With a travel card, your funds will already be in the currency of the country in which you are travelling, so this may be avoided.


What are the cons of prepaid travel cards?

There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees.


Is a travel card the same as a credit card?

Maria Adams, Credit Cards Moderator The only difference between a credit card and a travel card is that the latter tends to reward cardholders more for making travel-related purchases than anything else.


Why is it better to pay with credit card for flights?

It can provide protection Depending on which type of credit card you have, you might get some valuable travel protections by booking your trip with it. For example, some cards like the Chase Sapphire Preferred® Card provide lost luggage reimbursement, travel accident insurance and travel emergency assistance services.


Can I get cash instead of travel credit?

So the airline has offered you a voucher, which is perfectly legal, but you'd rather just have the cash. You'll need to proactively ask your airline for a cash refund in writing. The same goes for if you've booked through an online travel agency like Expedia. They are also covered under DoT rules.


What is the downside to an airline credit card?

The main negative aspect of airline credit cards is the lack of redemption options. Since you'll only earn a single frequent flyer currency, you can only redeem miles with that specific airline and its partners.