Can I carry a balance on Amex Platinum?
Can I carry a balance on Amex Platinum? You can carry a balance with interest, up to your Pay Over Time Limit. Make purchases like you normally do. When you use your Card, eligible charges are automatically placed into your Pay Over Time balance, up to your Pay Over Time Limit. Choose how you pay.
How do I increase my Amex Platinum limit?
Request for a credit limit increase You could make the request online or over the phone by calling the customer service number on the back of your card. Keep in mind that a request could result in a hard credit inquiry, which might slightly impact your overall credit score.
How do I increase my Amex Platinum spending power?
- Use your Card regularly and, if you don't already pay off your balance in full each month, gradually increase your total monthly payment amount with us over time. ...
- Pay all your accounts on time, including those outside of American Express. ...
- Maintain a good credit profile.
Is Amex Platinum unlimited spending?
No, the American Express Platinum card doesn't have any preset spending limit, but that does not give cardholders unlimited purchasing power. It means American Express won't give you a specific credit limit once you're approved for the card.
Is 3 credit cards too many?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.