Are airline credit cards hard to get approved for?
Are airline credit cards hard to get approved for? Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s. Cardholders earn unlimited: 3x points on Southwest® purchases. 2x points on local transit and commuting, including rideshares.
Is it bad if I apply for a credit card and get denied?
Getting denied for a credit card does not affect your credit, so you don't have to worry about that. However, you might see a slight drop in your credit score due to the hard credit inquiry associated with your credit card application.
What is the downside to an airline credit card?
The main negative aspect of airline credit cards is the lack of redemption options. Since you'll only earn a single frequent flyer currency, you can only redeem miles with that specific airline and its partners.